Portfolio Analysis & Pricing Lead

• Own pricing and influence growth, margin and profitability.
• Build skills across pricing, lending, product and credit risk.
• Join a supportive, high-performing team where your ideas make an impact.
   

About the role: 

This newly created and exciting opportunity will see you join our growing Products team and build capability across pricing and portfolio management. You’ll own pricing strategy and provide insights that drive sustainable growth, profitability and customer outcomes, while working closely with senior leaders to influence strategic decisions. This is a genuine opportunity to broaden your expertise across pricing, lending, product, portfolio performance and credit risk, while contributing to a collaborative and growing team. 

You’ll have the opportunity to move beyond a specialised or siloed environment, broaden your commercial perspective and play a key role in shaping product strategy. 

This will include: 
•    Owning and executing product pricing strategy, including interest rates, margin and portfolio mix.
•    Analysing portfolio and product performance and identifying opportunities for growth and profitability.
•    Developing and presenting pricing and portfolio recommendations to senior management and governance committees.
•    Partnering with Product, Finance and Treasury to drive pricing and portfolio decisions.
•    Owning product growth models, budgets, forecasting and portfolio reporting.
•    Leading market and competitor benchmarking to identify opportunities and risks.
•    Developing portfolio monitoring frameworks across customer, growth and financial outcomes.
•    Mentoring and supporting pricing analysts to build team capability.
 

About you: 

You’ll be a commercially minded and confident communicator who can build strong relationships, influence senior stakeholders and turn complex analysis into clear recommendations. You’ll be curious, collaborative and comfortable challenging the status quo, with the judgement and resilience to navigate competing priorities and drive decisions.

• Solid experience in banking, finance, consulting or product management, with strong experience in pricing and portfolio management.
• Strong lending and financial services pricing knowledge, with an understanding of pricing, margin, growth and profitability.
• Advanced analytical capability, including Excel, SQL, Databricks, Power BI, Tableau or similar.
• Proven experience developing, analysing and presenting pricing, portfolio and financial recommendations to senior stakeholders or governance committees.
• Experience leading or mentoring analysts, and a CA, CPA, CFA or other relevant postgraduate qualification, will be highly regarded.

Why you’ll love working with us:

People First Bank – our new brand – says exactly what we’re all about: people. We're committed to supporting and growing our team and creating an outstanding work environment.

You’ll have access to financial and lifestyle benefits to support your success and individuality:

• Flexibility and hybrid working arrangements.
• Extend your salary with discounts on banking, health insurance, and shopping across Australia.
• Advance your career with training, study support, and project opportunities.
• Competitive leave benefits that empower employees to take time for themselves and loved ones.
• Wellbeing support with our Employee Assistance Program, wellbeing leave, mental health app, and mental health ambassadors’ program.
• Make a difference with paid volunteering, Workplace Giving, and diverse community initiatives.
• Be recognised for your contributions through our peer-driven recognition program.
   

A bit about People First Bank: 

In March 2023, People’s Choice and Heritage Bank merged to form Heritage and People’s Choice Limited - Australia's leading mutual bank.  We are now on an exciting journey to bring together our products, services, and technology under a single brand - People First Bank.

We have over 700,000 members and 1,900 employees, with dual head offices in Adelaide and Toowoomba, an Australian-based contact centre and branches across five states.

With a vision ‘To deliver positive change through banking’, People First Bank serves members and contributes to the community, while offering an inclusive, flexible work environment. We’re big enough to make an impact; but agile enough to influence and do interesting work.
 

Apply online now:
If this sounds like you, this could be the next step in your career. Click 'Apply' now and submit your application, including a cover letter and current resume. 
 

Our diversity makes us stronger
People First Bank acknowledges the Traditional Custodians of Country throughout Australia and pays respect to Elders past and present. We are committed to fostering a diverse, inclusive and culturally safe workplace where everyone feels valued, respected and able to thrive. We welcome applications from Aboriginal and Torres Strait Islander peoples and people of all backgrounds, identities and lived experiences. We welcome requests for reasonable adjustments to ensure all candidates can participate fairly and confidently in our selection process.

We are committed to diversity and inclusion and support candidate requests for adjustments to enable everyone to equitably participate in our selection process.