Posted 8d ago
Credit Risk VP – Consumer / Retail Finance, Banking
KEY POINTS WE FOUND
- Lead credit risk strategy and portfolio oversight for Consumer Finance.
- Manage underwriting policy and decisioning frameworks.
- Oversee model governance and regulatory compliance.
The Role
Our client is an established bank globally, and we are seeking a high-calibre Vice President – Credit Risk to lead credit strategy, portfolio oversight, and risk governance across our Consumer Finance portfolio.
Responsibilities:
- Lead the development and execution of credit risk strategy across the Consumer Finance portfolio
- Own underwriting policy, credit appetite, scorecard oversight, and decisioning frameworks
- Monitor portfolio performance, early warning indicators, and stress testing outcomes
- Drive IFRS 9 / CECL provisioning oversight and capital optimisation initiatives
- Oversee model governance, validation, and regulatory compliance (Basel, local regulatory frameworks)
- Partner with Product, Pricing, Finance, and Collections to ensure risk-adjusted profitability
- Present portfolio performance, risk appetite metrics, and emerging risks to senior governance forums
- Lead and develop a high-performing credit risk team
Requirements:
- Significant experience (typically 10+ years) in credit risk within retail/consumer banking
- Proven leadership experience managing senior risk professionals
- Strong knowledge of Southeast Asian consumer finance markets, with experience in Indonesia preferred
- Strong understanding of consumer lending products and lifecycle risk management
- Ability to manage and work with regional stakeholders
WP
Reg No. R2094093
BeathChapman Pte Ltd
Licence no. 16S8112
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Skills
0 of 17 matchedConsumer lending productsCredit appetiteCredit risk managementDecisioning frameworksIfrs 9 / ceclLeadershipLifecycle risk managementModel governancePortfolio oversightRegional stakeholder engagementRegulatory compliance (basel)Risk governanceScorecard oversightSoutheast asian consumer finance marketsStakeholder managementStress testingUnderwriting policy
Licenses & certifications
0 of 2 matchedBeathchapman pte ltd licence no. 16s8112Wpreg no. r2094093
Ethos BeathChapman