Credit Analyst
- Assess and decision loan applications in line with credit policy and risk frameworks.
- Manage a pipeline of applications and deliver timely, high-quality decisions.
- Provide coaching and guidance to junior and mid-level analysts.
Credit Analyst - 12 Month fixed term contract
Sydney CBD
High‑Growth Non‑Bank Lender
$120K plus Super and Bonus
Our client is a fast‑growing non‑bank lender with a strong and diverse mortgage offering across residential and commercial segments. With continued expansion and a commitment to high‑quality credit outcomes, they are seeking an experienced Credit Analyst to join their credit team in Sydney, to cover parental leave for a 12 month fixed term contract.
This role is ideal for someone who thrives in a fast‑paced environment, enjoys complex credit assessment, and wants to contribute to capability uplift and process improvement across the credit function.
About the Role
As a Credit Analyst, you will assess and decision loan applications across a broad portfolio, applying strong analytical judgement and ensuring alignment with credit policy and risk appetite. You’ll manage a busy pipeline, work closely with brokers and internal teams, and play a key role in delivering a seamless customer experience from application through to approval.
Key Responsibilities
- Assess and decision loan applications in line with credit policy and risk frameworks
- Manage a pipeline of applications and deliver timely, high‑quality decisions
- Apply strong analytical judgement to complex borrower scenarios
- Ensure compliance with NCCP, Responsible Lending, AML/CTF and internal risk standards
- Communicate credit decisions clearly to brokers and internal stakeholders
- Collaborate with Sales, Credit Support, Settlements and Collections to resolve scenarios
- Provide coaching and guidance to junior and mid‑level analysts
- Contribute to process improvement and capability uplift across the credit team
About You
- 5 years’ experience in financial services, in mortgage lending within a non‑bank or specialist environment
- Strong technical capability in credit assessment and financial analysis
- Ability to manage competing deadlines in a fast‑paced environment
- Excellent communication skills and strong stakeholder engagement
- High attention to detail and strong risk judgement
- Collaborative, proactive and comfortable challenging the status quo
- Confident using digital systems and adaptable to new tools
PLEASE DO NOT APPLY IF YOU HAVE NOT WORKED AS CREDIT ANALYST IN A NON-BANK LENDING BUSINESS IN AUSTRALIA.
Why This Role Appeals
- Rapidly growing team, potential to secure a permanent role.
- Modern Sydney CBD office environment
- Inclusive, collaborative and achievement‑focused culture
- Opportunity to contribute to an exciting growth phase
For further information on this role or to confidentially apply, please contact Matt Quinn on (02) 8227 9200 or email at mattq@ethosbc.com.au
Only WORD FORMAT resumes will be accepted.
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