Commercial Credit Analyst
- Join a high growth fintech redefining business lending in Australia.
- Conduct end-to-end credit assessments and partner with Relationship Managers.
- Support ongoing portfolio management and contribute to process improvements.
The Opportunity
Join a high growth fintech that’s redefining business lending in Australia. With over a decade of experience solving complex credit challenges for SMEs, this business is continuing to scale and looking for a Credit Analyst to help shape the future of their small to mid-market lending.
You’ll assess and structure credit for small to mid-sized businesses, focused on commercial transactions such as cashflow lending and asset finance. Partnering closely with the sales and relationship teams, you’ll play a key role in delivering smart, tech-driven credit decisions that balance risk, commerciality, and speed.
What You’ll Do
- Conduct end-to-end credit assessments using financial statements, bank data, and alternative sources.
- Partner with Relationship Managers and Brokers to structure tailored funding solutions.
- Analyse financial and non-financial risk to make informed, timely lending decisions. Maintain accuracy and compliance across systems and documentation.
- Support ongoing portfolio management and periodic reviews of existing clients.
Contribute to continuous improvement by identifying ways to streamline processes and strengthen risk outcomes.
What You’ll Bring
- Proven background in commercial credit analysis or credit management, ideally with DLA.
- SME credit decisioning is essential, with exposure to both asset finance and cashflow lending preferred.
- Ability to make balanced, pragmatic decisions in a fast-moving environment.
- A confident communicator who can work collaboratively across teams.
- Comfortable in an agile, technology-led business where innovation and accountability drive success.
Why This Role
- Progression opportunities as the business continues to scale.
- Hybrid working and a culture that values autonomy and impact.
- Dynamic environment free from the layers and bureaucracy of traditional banks.
If you’re looking to apply your credit expertise in a fintech where decisions are fast, your input is valued, and your growth is supported, we’d be keen to chat.
Consultant
Alice Pipes
Director
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Reference number: 13015
Profession:Banking & Lending
Company: Keegan Adams
Date posted: 17th Sep, 2026
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